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Monthly budget planner
Give every part of your monthly pay a job until nothing is left over, and see where it goes. Free, with no account or uploads.
Plan the month
Type your take-home pay and what each part is for, one to a line.
After tax: the page works out no tax.
6 jobs for $3,000.00
$250.00 still without a job
A zero-based budget lists what each part of the pay is for until nothing is left over.
- Rent$1,100.00 (37%)
- Food$450.00 (15%)
- Bills$200.00 (7%)
- Transport$150.00 (5%)
- Savings$600.00 (20%)
- Fun$250.00 (8%)
This is arithmetic on the numbers you type, not financial advice. Rates, fees and rules differ by lender and place. Worked out in your browser; nothing you type is sent anywhere or kept.
A little help along the way
Follow these steps. Every option is explained underneath. Everything runs in your browser; nothing is sent anywhere.
- Choose a way to budget50/30/20, every unit given a job, or envelopes.
- Type your take-home payAfter tax: the page works out no tax.
- List what it is forOne line each, with amounts; envelopes take what you have spent too.
- Read where it goesIn words first, with a bar for each part.
Questions people ask
- What is a zero-based budget?
- A budget where every part of your pay is given a job until nothing is left over; the page says what is still without one.
- Can I track what I spend?
- Choose Envelopes to set an amount for each kind of spending and see what is left in each.
- Is anything kept?
- No. Nothing is kept or sent; the budget is gone when you leave the page.
This page is the Budget planner, opened for this one job; every other tool it has is one press away. Each of its settings is explained on the Budget planner's own page.
Read the step-by-step guide