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Expense splitter
A trip's or a shared home's expenses, paid by different people, settled in the fewest payments. Free, with no account or uploads.
Settle up a group
Name the group, then type each expense with who paid and for whom.
4 expenses, $487.20 in all
2 payments settle it
The fewest payments that settle everything, found by trying every way the group could split.
- CaraAna$94.33
- BenAna$29.23
What was understood
- Hotel: $300.00 paid by Ana, for everyone
- Dinner: $84.20 paid by Ben, for Ana, Ben
- Taxi: $40.00 paid by Cara, for everyone
- Groceries: $63.00 paid by Ben, for everyone
- Ana: is owed $123.56
- Ben: owes $29.23
- Cara: owes $94.33
This is arithmetic on the numbers you type, not financial advice. Rates, fees and rules differ by lender and place.
Worked out in your browser; nothing you type is sent anywhere. A link carries the bill after the #, which no server sees.
A little help along the way
Follow these steps. Every option is explained underneath. Everything runs in your browser; nothing is sent anywhere.
- Say what you are splittingA meal or a bill, a trip or a shared home, or rent by income.
- Type the amountsThe bill, the tax and the tip; or each expense, who paid and for whom; or each income.
- Read who pays whatShares add up to the cent; a group is settled in the fewest payments.
- Share itCopy a link that carries the bill after the #.
Questions people ask
- How are the fewest payments found?
- By trying every way the group could split into parts that settle among themselves, for up to 14 people; past that the page says they may not be the fewest.
- Can people pay back only who paid for them?
- Yes. Turn on Only pay back who paid for you; it can take more payments.
- How do I share the bill with the group?
- Copy a link: the names and expenses ride after the #, which no server sees, so the bill opens for whoever you send it to.
This page is the Bill splitter, opened for this one job; every other tool it has is one press away. Each of its settings is explained on the Bill splitter's own page.
Read the step-by-step guide