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SEPA QR code generator (EPC GiroCode)

Make an EPC QR code, the GiroCode, that fills in a SEPA transfer in euros in the payer's banking app. Free, with no account or uploads.

Your SEPA transfer

Kind of code
BasicsWi-FiPeoplePlaces and eventsSocial and appsPaymentsBarcodes
What the code holds
UPI paymentSEPA transferCrypto paymentPIX paymentPayment link

Fills in a bank transfer in euros in the payer's banking app.

Needed only outside the EEA.

  • The code moves no money: the payer's app shows the payment and asks before anything is paid. Check the details before you print it.
How it works and help

A little help along the way

Follow these steps. Every option is explained underneath, and nothing you type leaves your device.

  1. Say what it should openWebsite (a page, a menu, a form), Wi-Fi, Contact or Text. An email, a phone number, a text message, an event, a place, a social profile, a payment or a barcode is under More kinds. Fill in its fields; the code is drawn as you type.
  2. See that it scansEach code is read back on your device, three times: as made, small and a little out of focus, and in poor light. The page says It scans only when every reading is exactly what you typed, and what the code does in words. Details shows each reading and exactly what is in the code.
  3. Make it yoursPress Design it for the whole window: a ready-made style, colours and gradients, and the shapes of the modules and the three eyes. Anything that would make it harder to scan is said, with a button that fixes it.
  4. Add your logo and a frameChoose a logo (PNG, JPEG, WebP, GIF or SVG) or a plain mark. Room is made for it in the middle, and the code is made as large and as strong as it needs. Add a frame with words such as Scan me.
  5. Say how it will be usedOn a screen, Printed (4 cm wide) or Poster or sign (15 cm wide). Under More options, set any size in pixels, millimetres or inches at a number of dots to the inch, the error correction and the margin. The help says how far away a printed code scans from.
  6. Download itPNG for documents and slides; SVG, PDF or EPS for print and design programs, sharp at any size, with CMYK values for your printer if you like. Or copy it. Scan the printed code with your phone before you print many.

Questions people ask

What is a GiroCode?
The European Payments Council's QR code for a SEPA credit transfer, called GiroCode in Germany and Austria. Banking apps that read it fill in the name, IBAN, amount and reference.
Is my IBAN checked?
Its check digits are, before the code is made, so a mistyped digit is caught. Nothing is asked of any bank.
Can I add my logo?
No: the standard asks for error correction M, which leaves no room for one. The generator leaves the logo out and says so.

This page is the QR code generator, opened for this one job; every other tool it has is one press away. Each of its settings is explained on the QR code generator's own page.

Read the step-by-step guide

Guides

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